Homebuyer Counseling

Dream of owning your own home but don't know where to start? Community Action Partnership of Hennepin County's (CAP-HC's) homeownership counseling can help!

HUD*-certified Housing Counselors work with clients to determine homebuyer readiness by reviewing finances, checking your credit report, and creating a budget. Then counselors help clients develop an action plan to achieve their homeownership goals. Whether you are thinking about purchasing a home some day or have already found your dream home, our Housing Counselors are available to answer your questions.

A counselor can help you with the following mortgage readiness steps:

Review your finances
Review credit (FREE credit report)
Make a credit improvement plan if needed
Explain the mortgage process
Determine the amount of mortgage you may be eligible for
Identify mortgage loans and down payment assistance programs you may be eligible for.
Make referrals to lenders approved for 1st-time homebuyer programs

Schedule your counseling session with a HUD*-certified Housing Counselor today!

*U.S. Department of Housing and Urban Development. For more information about HUD's housing counseling, click here.