Homebuyer Services

Homebuyer Counseling

CAP-HC's free Homebuyer Counseling empowers clients to accomplish their housing goals and make the right choices in the home-buying process. Counseling also helps clients understand how to be responsible homeowners. HUD Housing Counselors work with clients to determine homebuyer readiness by reviewing finances, checking your credit report, and creating a budget. Then counselors help clients develop an action plan to achieve their homeownership goals.

Knowledge is power. To prepare for your next housing destination, schedule your counseling session with a HUD Housing Counselor today!

Homebuyer Counseling appointments can also be made by calling LaVina Branscomb at 952-697-1420.   

Homestretch Workshops

Not sure if you are ready for homeownership? Need help to be ready? Homestretch Workshops can help you determine readiness, make a plan to get there, and prepare for homeownership.

Homestretch Workshops explore the following topics:

• Is homeownership an option?
• Cost of renting versus the cost of owning
• Loan qualifications
• Is debt a factor?
• Money needed for closing costs
• Overcoming credit debt, income or savings barriers
• Mortgage application process
• How to shop for a home
• Home inspections
• Documents involved in closing.

If you have questions about CAP-HC's Homestretch Workshops or registration, please contact homestretch@caphennepin.org. 

Upcoming Workshops

Saturday, August 28 and Sunday, August 29 | 9am-1:30pm

Saturday, September 11 | 9am to 5:30pm

Saturday, September 18 and Sunday, September 19 | 9am - to 1:30pm

Saturday, October 2 | 9am-5:30pm

Saturday, October 23 and Sunday, October 24 | 9am-1:30pm

Program Standards

Homestretch meets or exceeds the standards for the following agencies and programs:

• U.S. Department of Housing and Urban Development
• NSP Neighborhood Stabilization Program
• Minnesota Housing Finance Agency
• LIFT Program
• Federal Housing Administration
• Fannie Mae
• Freddie MAC